Personal Express Insurance is proud to introduce our Homegrown Pros. Each month we highlight our local insurance experts and their dedication to the community and customers they serve. Whether you need to file a claim, talk to a pro about updating your insurance coverage or are just looking to make a quick update to your policies, we’re here to serve you. Call 1-800-499-3612 or visit your local office today and get covered. Learn more about Maritsa Muñoz here!

Maritsa Muñoz

Underwriting Manager

Call Agent (559) 256-1092 Email Agent Email Maritsa Office Team PageFresno, Clovis & Visalia Offices

Maritsa joined Personal Express Insurance in 2016. She grew up in Tulare, CA, and has lived in the Central Valley all her life. She has worked in the insurance industry for more than 15 years, both as an agent and an owner of an insurance agency.

Before beginning her career in insurance, Maritsa attended the College of The Sequoias Police Academy. She has also served as Vice Mayor for the City of Tulare for several years. As Underwriting Manager for the offices in Fresno, Clovis, and Visalia, Maritsa is proud to work for Personal Express and act as a steward in her community.

What is one piece of advice you would offer your customers?

It is important for customers to understand their coverage, especially when they bring in their current coverage with another carrier. Many times the client is underinsured and doesn’t realize the consequences of not having adequate coverage.

What is your favorite part about serving your customers?

I enjoy meeting new people. I really enjoy that customers trust me and value my opinion and advice.

Describe what it’s like to work at the Personal Express office in your community.

I am proud to work at Personal Express Insurance. Our great product speaks for itself! We sponsor many community events and are well known for our giving contributions.


Personal Express is here to help you with your auto, home and rental insurance needs. Please give us a call or find a Homegrown Pro in your neighborhood to learn what the Local Advantage is all about! We look forward to providing you with personalized insurance service.

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*The information provided in this blog is designed to give helpful advice on the topic discussed. It is not intended to provide legal or any other type of advice and is not meant to be a thorough discussion of every issue that a person should consider or may encounter. Personal Express Insurance is a brand utilized by the following insurance underwriting companies: Integon National Insurance Company and National General Premier Insurance Company. All policies will be underwritten by these two underwriting companies.

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