Is Renters Insurance Worth It?

Although renters outnumber homeowners in many U.S. cities, the Insurance Information Institute estimates that just 37% of renters have renters insurance, compared to 95% of homeowners who have homeowners insurance. Many renters are under the impression that their belongings are insured under their landlord’s policy, but in reality, your landlord’s insurance only covers the building itself: the walls, windows and roof, plus plumbing, heating and…

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Meet Homegrown Pro Kasey Daes

Personal Express Insurance is proud to introduce our Homegrown Pros. Each month we highlight our local insurance experts and their dedication to the community and customers they serve. Whether you need to file a claim, talk to a pro about updating your insurance coverage or are just looking to make a quick update to your policies, we’re here to serve you. Call 1-800-499-3612 or visit…

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How to Avoid Identity Theft & What to Do If It Happens to You

Consumers reported a staggering $905 million in total fraud losses in 2017, according to an annual study conducted by credit bureau Experian. Whether someone impersonates your bank as a part of an elaborate imposter scam, steals your personal information while you’re using public Wi-Fi or seizes your credit card in a data breach, identity thieves have a vast selection of clever ways to access information and commit…

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Spring Cleaning: How to Recycle Old Electronics

How often do you trade in your smartphone for a newer, shinier model? If you’re like most people, your old gadgets are banished to a junk drawer or similar locale that’s full of old cell phones, cables and cords you know you’ll never use, but aren’t entirely sure how to dispose of. A United Nations study reports that 44.7 million metric tons of e-waste were generated worldwide…

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Valentine’s Day Dates You’ll Actually Want to Go On

We all know spending quality time with your significant other is the basis of a healthy relationship, but the same old song and dance routine can get a bit stale after a while. With Valentine’s Day coming up, you may feel inspired (maybe even pressured!) to shake things up. Nothing beats good old-fashioned face time, but according to research, it’s not enough. The real secret to…

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How Scheduled Personal Property Coverage Can Insure Your Expensive Belongings

Maybe your most valuable possession is the new engagement ring on your finger or the set of golf clubs in the trunk of your car. Perhaps it’s the smart TV mounted on your living room wall or the fancy watch on your wrist. Whatever it is, if it’s in your home, then it’s covered by your homeowners insurance, right? Not quite. Many homeowners mistakenly assume…

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